Personal Liability Insurance

Annoyingly, it’s a fact of life that accidents do happen and anyone can be sued for accidental injury caused to someone else or damage to someone’s property. For example, guests may injure themselves in your home or a visitor to your home may slip and fall on your stairs, injuring their leg or back. Your dog may bite a neighbor. Your kids may accidentally injure other kids at school or damage another person’s property. For some international schools in Singapore, it is a requirement that your children have personal liability insurance before they are accepted for enrolment at the school. The list of similar situations, which can lead to expensive lawsuits, is very long. If you would like to discuss this further, call us today and one of our experts will happily guide you through anything that you need to know on this topic.

All these points considered, it is worth taking out Personal Liability Insurance to help protect you and your family from any unexpected legal cases. Your personal assets are vulnerable in any legal action and Personal Liability policies can be used to protect yourself against expensive judgments. Drop us a line if you have any further questions that relate to this.

Personal Liability Insurance also provides you with cover in case you are accused of slander or causing mental anguish. These types of accusations may seem trivial, but they have been known to result in costly legal battles. Your personal estate is equally at risk in this situation, so talk to us about how you can avoid being left exposed financially should any of these be levelled against you.

Personal Liability Insurance is available on a worldwide basis, which means you and your family are covered wherever you may travel.

Note that Personal Liability Insurance does not cover activities related to your business, no matter if it is an in-home or out-of-home business. You will need Business Insurance to cover any possible losses. If you are requiring personal liability insurance for your business, call our Commercial Team today on +65 6439 7045

We are compensated by the insurance companies directly, so the benefit of coverage reviews and advice we offer you is free. The premiums we quote are the same as those offered by Insurance Companies to direct buyers, which means we offer the lowest rates. In addition, our strong relationship with insurers often means we can negotiate better terms and conditions for your Home Contents and Valuables Insurance.