PERSONAL GENERAL LIABILITY INSURANCE
It’s a fact of life that accidents do happen and anyone can be sued for accidental injury caused to someone else or damage to someone’s property. For example, guests may injure themselves in your home or a visitor to your home may slip and fall on your stairs, injuring their leg or back. Your dog may bite a neighbor. Your kids may accidentally injure other kids at school or damage another person’s property. For some international schools in Singapore, it is a requirement that your children have personal general liability insurance before they are accepted for enrolment at the school. This list of situations that can lead to expensive lawsuits is a long one. If you would like to discuss this further, call us today and one of our experts will happily guide you through anything that you need to know on this topic.
With all these points in mind, taking out Personal Liability Insurance is necessary to help protect you and your family from any unexpected legal cases in Singapore. Your personal assets are vulnerable in any legal action and Personal Liability policies can be used to protect yourself against expensive judgments. Speak with our experienced team if you have any further questions that relate to this.
Personal Liability Insurance also provides you with cover in case you are accused of slander or causing mental anguish. These types of accusations may seem trivial, but they have been known to result in costly legal battles. Your personal estate is equally at risk in this situation, so talk to us about how you can avoid being left exposed financially should any of these be levelled against you.
NEXT STEPS TO GET PERSONAL GENERAL COVERAGE
Personal Liability Insurance is available on a worldwide basis, which means you and your family are covered wherever you may travel.
Note that Personal General Liability Insurance does not cover activities related to your business, regardless of whether it is an in-home or out-of-home business. You will need Business Insurance to cover any possible losses. If you are requiring personal liability insurance for your business, call our Commercial Team today at +65 6439 8036.
We are compensated by the insurance companies directly, so the benefit of coverage reviews and advice we offer you is free. The premiums we quote are the same as those offered by Insurance Companies to direct buyers, which means we offer the lowest rates. Additionally, leveraging our network of insurers often means we can negotiate better terms and conditions for your Home Contents and Valuables Insurance. Safeguard your family and business against unexpected accidents today with Expat Insurance. Explore our wide range of policies designed to protect your interests such as our outpatient insurance plans, pregnancy insurance, hospitalisation insurance for foreigners & life insurance and protection plans in Singapore.
FREQUENTLY ASKED QUESTIONS
What is personal liability insurance?
Personal liability insurance is a comprehensive umbrella policy that covers you and your family against claims resulting from accidents or injuries caused to someone else or someone else’s property. Some situations where personal liability insurance may come into play are when a guest in your house slips and falls resulting in an injury, or your children accidentally injure their schoolmates while at school.
Is it worth it to get personal liability insurance for my family and I?
Yes! Personal liability insurance covers you against unexpected and costly claims and lawsuits, ensuring a secure and reliable nest egg for your whole family. Personal liability insurance can even extend to claims of slander of mental anguish filed against you. Some international schools in Singapore may even require personal liability insurance for your children before they can be enrolled in school.
Where can I find suitable personal liability insurance in Singapore?
Get in touch with our Expat Insurance consultants today on building a comprehensive personal general liability insurance policy to protect your family.
DO YOU NEED MORE INFORMATION ON PERSONAL LIABILTY INSURANCE?
Is this is something that you think you and your household may need, call our experts today on +65 3110 3220 or leave a message below. We’d love to hear from you!