Expat Medical Insurance


Free Guide: Welcome to Singapore Guide to Help You Establish Your New Life Here

Quality healthcare can get costly in Singapore. For expats living and working here, acquiring medical insurance is a must. The Singapore Ministry of Health statistics show the cost of treatment in private hospitals averages $1,800 – $3,700 per day, with the average bill for surgeries reaching $28,000. Pregnancy and birth can cost anywhere from $6,000 - $30,000. Medical insurance for foreigners in Singapore need not be expensive. Our team will work with you to ensure that all your needs are met.

Most health care insurance plans in Singapore starts with a basic medical package. Upon getting a basic medical insurance plan, you can then incorporate additions from there. You may wish to add on dental, or maternity to top up your existing medical insurance plan provided by your employer.

Add-ons To Your Expat Medical Insurance Plan

Here are some of the options that we can help you out with:

mother and childMaternity Insurance

Medical care for expectant mothers can be costly here in Singapore. As an expat living in Singapore, it is vital that you have adequate cover for maternity in your expat medical insurance plan to protect you and your newborn from the very start.

male doctor with stethoscope on grey background

GP and Specialist

Having ongoing GP and specialist care is part of any well-rounded healthcare plan. Talk to our experts today and they will advise you on the best course of action to take to make sure that your medical needs are being well taken care of while you are living here in Singapore.

surgeon standing in front of a colleague in a surgical room

Hospital and Surgical Care

Being one of the most expensive countries in the world to receive health care, good hospital and surgical cover as part of your medical insurance in Singapore is a must. Leave your details and enquiries with us and we will be happy to get in touch to discuss the best expat medical insurance policies available for you and your family.

happy young man is brushing his teethDental Insurance

Dental insurance is expensive globally and Singapore is no exception. There are a number of ways that a robust dental plan can be included into your expat medical insurance policy. Our team here is available to discuss how we can help you tailor a plan that best suits your dental care needs in Singapore.

woman with pink umbrellaTop Up Insurance

Although your employer would have provided you with employee medical insurance, it is unlikely that the coverage is sufficientGet in touch with our team to set up an extensive expat medical insurance plan that will provide you and your family with full coverage.

Frequently Asked Questions About Medical Insurance

Will medical insurance be offered to foreign employees in Singapore?

Yes, if you are working in Singapore with a Work Permit or Short-Term Employment Pass (S Pass). Additionally, take note that the insurance coverage provided by your employer should be at least $15,000 per year. Should you require inpatient care or day surgery at any point of time, rest assured your treatment expenses will be fully paid for.

On the other hand, if you are holding an Employment Pass, it is not mandatory for your employer to offer medical insurance. It is, however, recommended to have a comprehensive insurance policy at hand to cover unexpected healthcare costs throughout your stay in Singapore.

What are the benefits of add-ons to my medical insurance plan?

Choosing add-ons will boost your financial protection to cover more types of medical expenses for dental checkups, routine screening tests during pregnancy etc. First familiarise yourself with your company’s medical insurance and what it covers so you are aware exactly what you will need to top up on. Alternatively, you can get in touch with us to discuss your options.

Where can I purchase medical insurance in Singapore?

Especially if you intend to move to another country, keep in mind that most plans are designed for those living in Singapore. This means the extent of coverage may not apply abroad. It is thus advisable to choose a trusted insurance partner of Expat Insurance that offers international coverage in your medical insurance plan. Speak to our consultants today to find out which plan is best for you.


Our team of health insurance experts have seen it all and they would love to hear from you. Call us today on +65 6439 9201 or leave us a message below and we will get back to you as quickly as we can!


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Corporate enquiries:
+65 6439 8026
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Individual enquiries:
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