Welcoming a new child into the world is a very special experience. As an expat, pregnancy or maternity insurance in Singapore can go a long way in protecting the health and financial needs of you and your baby. Planning to start a family here in Singapore? Our team of advisors can help you through this journey with the right maternity cover.

At Expat Insurance, we speak to many expat couples who are looking to start or expand their families. Oftentimes, many are unaware that insurance plans for maternity periods are not purchasable on a standalone basis in Singapore. Maternity insurance cover must be purchased as an addition to your existing medical insurance policy, similar to an outpatient insurance plan in Singapore.

Yet, maternity insurance is extremely important. It helps to protect you financially from the high costs of maternity care in Singapore. Such policies will also ensure that your baby is covered with no waiting period – from day 1 as opposed to day 91. This is absolutely vital when short stays in the neonatal intensive care unit can cost upwards of $30,000. Our team will be happy to guide you as an expat in Singapore through the ins and outs of insurance add-ons for maternity periods in Singapore.

Singapore is among one of the most expensive countries globally to grow families. Hence, getting expat maternity insurance can relieve a lot of stress from your pregnancy. Not sure if you need maternity insurance plans during your stay in Singapore? Our team will be able to give you an idea of which package will suit you and your growing family best. The last thing you want to be thinking about when the time comes is the bill!

COST OF DELIVERY IN SINGAPORE

A natural birth in a private hospital in Singapore can cost up to $15,000 depending on your preferred accommodation (single room or double), while a C-section is approximately $21,000-$25,000. If complications were to occur for the mother or baby, we’ve seen costs escalate significantly. Many Maternity Insurance policies will also ensure that your baby is covered from day 1 (as opposed to day 91). This is absolutely vital when short stays in the neonatal intensive care unit can cost upwards of $30,000. Our team will be happy to guide you through the ins and outs of insurance add-ons for when you are planning to grow your family while living here in Singapore. Get a quote today and we can help give you an idea of which package will suit you and your growing family best. The last thing that you want to be thinking about when the time comes is the bill!

PREGNANCY INSURANCE IN SINGAPORE | MATERNITY BASED NEEDS

PREGNANCY WAITING PERIOD

It pays to think ahead seeing as most maternity insurance plans in Singapore require waiting period of 12 – 24 months. Policies differ so you need to know what your wait period is. If you have any questions, just contact us and we will help you to clarify your maternity insurance policy.

I'M ALREADY PREGNANT

Congratulations! We always do our best to help everyone. If you don’t have expat focused insurance that covers your maternity needs, it does not mean that we cannot cover you. Each case differs from individual to individual so if you are already pregnant, please get in touch today and we can have a chat about what your options are.

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FREQUENTLY ASKED QUESTIONS

Maternity insurance covers expenses related to childbirth up to a certain limit. Procuring maternity insurance may not be mandatory but is highly recommended for the advantages it brings. Not only does it cover for a number of pregnancy complications, it also insures your baby from congenital conditions, and death coverage for both mother and child. The pregnancy journey can be challenging and having maternity insurance can alleviate financial concerns, especially in a country like Singapore.

Before purchasing one, be sure to check clauses, conditions covered, renewability, and waiting periods. Compare various plans beforehand and ask your advisor about any questions you may have.

A comprehensive maternity insurance plan covers both mother and child from pregnancy complications, other diseases, and can act as insurability for the child once born. At Expat Insurance, we partner with an extensive network of insurance providers to offer you a hassle-free insurance process in Singapore.