Maternity Insurance Plans in Singapore

Welcoming a new child into the world is a very special experience. As an expat, pregnancy insurance in Singapore can go a long way in protecting the health and financial needs of you and your baby. Planning to start a family here in Singapore? Our team of advisors can help you through this journey with the right maternity insurance.

Our team here speaks to many expat couples looking to start or expand their families every day. Oftentimes, many are unaware that insurance plans for maternity periods are not purchasable on a standalone basis in Singapore. Maternity insurance plans must be purchased as an addition to your existing medical insurance policy. It aids in financially protecting you from the high costs of maternity care in Singapore.

Many Maternity Insurance policies will also ensure that your baby is covered from day 1 (as opposed to day 91). This is absolutely vital when short stays in the neonatal intensive care unit can cost upwards of $30,000. Our team will be happy to guide you as an expat in Singapore through the ins and outs of insurance add-ons for maternity periods in Singapore.

Singapore is among the one of the most expensive countries globally to grow families. Hence, getting expat medical insurance that has coverage for maternity periods can relieve a lot of stress off your pregnancy.  Get a quote today and we can help give you an idea of which package will suit you and your growing family best. The last thing that you want to be thinking about when the time comes is the bill!

A natural birth in a private hospital in Singapore can cost up to $15,000 depending on your preferred accommodation (single room or double), while a C-section is approximately $21,000-$25,000. If complications were to occur for the mother or baby, we’ve seen costs escalate significantly.

If you are an expat with a growing family in Singapore, consult our experienced team to align on the available maternity insurance plans.


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Doctor & Obygyn Visits

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Hospital stay

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Routine scans

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Treatment for Complications of Pregnancy

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Delivery Costs

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New Born Care

 Pregnancy Waiting Period

It pays to think ahead seeing as most maternity insurance plans in Singapore require you to fulfil no longer than 12 – 24 months waiting period. Policies differ so you need to know what your wait period is. If you have any questions, just contact us and we will help you to clarify your maternity insurance policy.

 I’m Already Pregnant

Congratulations! We always do our best to help everyone. If you don’t have expat focused insurance that covers your maternity needs, it does not mean that we cannot cover you. Each case differs from individual to individual so if you are already pregnant, please get in touch today and we can have a chat about what your options are.

Frequently Asked Questions About Maternity Insurance

Is maternity insurance necessary?

Maternity insurance covers expenses related to childbirth up to a certain limit. Procuring maternity insurance may not be mandatory but is highly recommended for the advantages it brings. Not only does it cover for a number of pregnancy complications, it also insures your baby from congenital conditions, and death coverage for both mother and child. The pregnancy journey can be challenging and having maternity insurance can alleviate financial concerns.

How do you pick the right maternity insurance plan? 

Before purchasing one, be sure to check clauses, conditions covered, renewability, and waiting periods. Compare various plans beforehand and ask your provider about any questions you may have.

Where can I purchase maternity insurance in Singapore?

A comprehensive maternity insurance plan covers both mother and child from pregnancy complications, other diseases, and can act as insurability for the child once born. With an extensive network of insurance providers, finding maternity insurance in Singapore is a hassle free process with Expat Insurance.

Find The Right Maternity Insurance For You

If you’re planning on starting or extending your family we'd love to hear from you! Talk to our experts and see how much you could save on your maternity insurance. Call +65 6401 9201 or enter your details below and will contact you to help you find the right cover.


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Corporate enquiries:
+65 6439 8026
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Individual enquiries:
+65 6401 9201
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