WHAT IS INCLUDED IN A HOSPITAL & SURGICAL INSURANCE PLAN?

A hospital and surgical insurance plan covers you and your family for any medical expenses incurred whilst you are at the hospital. These are aspects commonly found in typical hospitalization insurance plans in Singapore:

Emergencies can happen anytime – and being prepared for it will help you overcome these challenges more smoothly. Singapore has one of the world’s best healthcare systems but the costs can be quite steep without adequate hospitalization insurance and one thing is for sure, you don’t want to be compromising your healthcare. If you are an expat living and working here, the case is even more so. Securing a well-rounded hospital insurance plan can be beneficial in the long run.

If you have a medical plan provided by your employer, it pays to check what is included in your policy already. Employee benefits insurance plans usually provide a basic level of coverage and may not adequately protect you and your family financially. A top up medical plan is simple and inexpensive.

Call us today if you would like to go through the details of your current health insurance plan here in Singapore. A trip to the hospital here can really set you back, so it’s best to know if you are covered or if you will be needing some form of hospital and surgical insurance.

IS A HOSPITAL INSURANCE PLAN NECESSARY?

Hospital and surgical insurance covers your actual expenses as a result of an illness or accident. With the proper hospitalization insurance, you can expect to receive high-quality care with the discretion of a private room. Knowing that you will receive the necessary treatment in emergencies is assuring. Healthcare costs can be difficult to cover as an expat in a foreign country. Having the relevant hospital and surgical insurance requirements can put you at ease. While you might have other types of health insurance plans, such as life insurance, medical insurance or outpatient insurance coverage, these do not specifically cover you for inpatient hospital stays or treatment.  If this is something that you wish to explore, leave us a message and we will get back to you to discuss your healthcare needs. If you travel a lot, we can offer you some comprehensive global hospital insurance plan options that will allow you to access hospital care anywhere in the world if needed. We specialise in offering health insurance that covers high-quality, private healthcare around the world so that you are at ease and covered – wherever you are. Talk to us today and learn more about your hospital and surgical insurance options. Let us help you develop a comprehensive hospital insurance plan and take the financial stress out of any unforeseen medical event.

FREQUENTLY ASKED QUESTIONS

Health or medical insurance are generic terms for insurance policies that help pay for medical expenses in the case of injury, illness, or accidents. Hospital and surgical insurance (also known as inpatient cover) specifically covers medical expenses incurred while you are an inpatient at the hospital. This can include ward stays and tests ordered by your team of doctors.

Our expert brokers will work closely with you to develop a hospital and surgical insurance plan to meet the needs of you and your family. Speak to us today to start protecting your workforce and your business.