Hospital & Surgical Insurance

What is included in a Hospital and Surgical Insurance plan?

A hospital and surgical insurance plan covers you for any medical expenses incurred whilst you are at the hospital. These are aspects commonly found in typical hospitalisation insurance plans in Singapore:

  • Worldwide Coverage
  • Choice of Hospitals
  • High Annual; Lifetime Limits
  • Direct Payment to Hospital Available

Emergencies can happen anytime - and being prepared for it will help you overcome these challenges more smoothly. Singapore has one of the world’s best healthcare infrastructures but the costs can be steep without adequate hospitalisation insurance. If you are an expat living and working here, the case is even more so. Securing a well-rounded hospital insurance plan can be beneficial in the long run.

If you have expat health insurance provided by your employer, it pays to check what is included in your policy already. Call us today if you would like to go through the details of your current health insurance plan here in Singapore. A trip to the hospital here can really set you back, so it’s best to know if you are covered or if you will be needing some form of hospital and surgical insurance.

Is A Hospital Insurance Plan Necessary?

Hospital and surgical insurance covers your actual expenses incurred due to an illness or accident. With robust hospitalisation insurance, you can expect to receive high-quality care with discretion in a private room in the hospitals in Singapore. Get access to Singapore’s superb healthcare system with our hospital insurance plans.

Knowing that you will receive the necessary treatment in emergencies is assuring. Healthcare costs can be difficult to cover as expats in a foreign country. Having the relevant hospital and surgical insurance requirements can put you at ease.

If this is something that you wish to explore, leave us a message and we will get back to you to discuss your healthcare needs - involving hospitalisation insurance in Singapore for foreigners. If you travel a lot, we can offer you some comprehensive global hospital insurance plan options that will allow you to access hospital care anywhere in the world if needed. We specialize in offering health insurance that covers high-quality, private healthcare around the world so that you are at ease and covered - wherever you are. Talk to us today and learn more about your hospital and surgical insurance options.

Let us help you develop a comprehensive hospital insurance plan in Singapore.


Need to increase or incorporate a better-developed hospital and insurance cover into your existing plans?
Give us a call on +65 6401 9201 or leave your details below. We’d love to help you find the right plan!

Frequently Asked Questions About Group Hospital & Surgical Insurance (Inpatient Cover)

How is hospital and surgical insurance different from health insurance?

Health insurance is a generic term for insurance policies that help pay for medical expenses in the case of injury, illness, or accidents. Hospital and surgical insurance (also known as inpatient cover) specifically covers medical expenses incurred while you are an inpatient at the hospital. This can include ward stays and tests ordered by your team of doctors.

Is it recommended to get a hospital and surgical insurance plan if my workforce is young or healthy?

Hospital and surgical insurance isn’t just for those undergoing future surgeries. We do not know what the future holds, and illness or accidents may strike the young and old at ny time. Without the proper coverage, a business and/or its employees may suddenly be facing hefty bills for even a short stay. Having a hospital and surgical insurance plan in place allows your employees to benefit from Singapore’s world-class healthcare without worrying about medical debt, and as an employer you can be assured your employees can recover and return to work promptly.

Where can I find comprehensive hospital and surgical insurance in Singapore?

Our expert consultants will work closely with you to develop a hospital and surgical insurance package to meet your company’s needs. Speak to us today to start protecting your workforce and your business.

Find Out Which Hospital
And Surgical Plan Bests Suits You

Let us know if you need any help getting some details and a quote to increase your existing hospital and surgical cover! Give us a call on +65 6401 9201 or leave your details below. We’d love to help you find the right plan!


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Corporate enquiries:
+65 6439 8026
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Individual enquiries:
+65 6401 9201
+65 3110 3220
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