Home Insurance for your diamond engagement ring, watches, oriental rugs, fine art, sporting equipment, cameras and computers can all be arranged on an agreed value basis. This means, if you insure an item for $10,000 and experience a loss, you receive a cheque for $10,000 once the claim is authenticated and approved.
We can also arrange Home Insurance on a worldwide, all risks basis which ensures your jewelry, cameras, golf clubs and other valuable items are covered when you take them outside the home or overseas on holiday.
Despite the low crime rate, theft does occur in Singapore. In 2014 the Singapore Annual Police Report highlighted 17,552 cases of theft, housebreaking and related crimes. Although most Home Insurance policies cover theft, few cover unexplained loss and mysterious disappearance. This coverage ensures your valuables are protected if they simply go missing or are inadvertently misplaced.
We also offer a wide range of Personal Liability coverage to protect you and your family from unexpected liability losses. Protection includes bodily injury to other persons while in your home and loss or damage to another’s property, which can be covered with limits up to SGD$10M.
The Benefits of Home Insurance
The benefits highlighted above are not found in every Home Insurance policy, so we start by understanding your needs and concerns before offering product options. Once we understand your needs, we provide coverage and price comparisons.
We are compensated by the insurance companies directly, so the benefit of coverage reviews and advice we offer you is free. The premiums we quote are the same as those offered by Insurance Companies to direct buyers, which means we offer the lowest rates. In addition our strong relationship with insurers often means we can negotiate better terms and conditions for your Home Contents and Valuables Insurance.