Group Travel Insurance Plans in Singapore

Travelling is often essential to businesses based in Singapore. However, it can become a stressful and expensive affair if things don’t go as planned. The right business travel insurance solution in Singapore can protect your business and employees wherever work takes them. For peace of mind on the move, group travel business insurance covers employees for a wide range of incidents —from lost passports and cash, to major accidents.

Accidents or illnesses that happen to key staff members while representing your interests abroad, or even a family crisis back on the home front can also distract them from the objectives of their business trip. Call us today and we can work with our international network of insurance providers to come up with the best group business travel insurance plans to protect your employees from Singapore while they are on the move.

Why Does My Company Need Group Travel Business Insurance?

Employers have a duty of care to ensure the health, safety and well-being of their employees in the workplace and during business travel. This professional relationship automatically imposes a duty of care on the employer toward their employees. This extends to a reasonable duty of care owed when an employee carries out their work or performs functions in relation to work obligations. This also extends to situations where the employee is required to travel for work or is seconded overseas. Any breaches could result in civil claims and/or criminal liability.

Group travel business insurance can protect your business interests in the event of an emergency. It also demonstrates good duty of care towards your travelling employees. If travelling is part of your employees’ job scope, it might be worth talking to us to see how a group travel insurance plan can keep your business and employees covered.

What Are The Benefits Of Having A Group Business Travel Insurance Policy?

With a group business travel insurance plan, companies and organisations in Singapore can rest assured that they have fulfilled their role as responsible employers who care for their business travellers by ensuring that medical attention and travel assistance are available to their employees while aboard. The additional assurance of swift evacuation from a country where medical facilities are inadequate to a medical centre of excellence also enables business travellers to travel with confidence. Working with a broker on procuring a group travel business insurance means that our team can look at your existing suite of benefits and suggest the most suitable package to fill in gaps in your team's group employee benefits plans.

A comprehensive, regionally appropriate group travel business insurance policy can be a cost-effective way to round out a robust suite of employee benefits. Used in conjunction with comprehensive group medical insurance and group personal accident insurance, your teams can travel globally knowing that they are well protected with a travel business insurance. Get in touch at +65 for help creating a robust and comprehensive group travel insurance solution in Singapore for your travellers.

What Is Covered Under A Group Travel Business Insurance?

A group travel insurance plan protects your business interests in the event of an emergency. From flying out a replacement colleague to reimbursement for cancellation expenses, most things can be covered. Business travel insurance plans generally offer on-the-spot emergency assistance 24 hours a day, 365 days a year, anywhere in the world. Whether your employee is experiencing a minor glitch or a major emergency, the right insurance coverage will offer a peace of mind. Assistance services can make special arrangements to airlift your personnel out of remote areas where proper medical care isn’t available.

A group travel business insurance policy commonly includes coverage for:

Accidental death, permanent disability and accidental burns
Emergency medical evacuation and repatriation
Trip cancellation, curtailment and rearrangement expenses
Travel and baggage delay
Staff replacement expenses
Loss of personal property and baggage
Loss of money and travel documents
Personal liability and many more benefits

These are just the basics. Depending on your needs or what other policies you want included, we can work with you to ensure that the travel business insurance covering your team is comprehensive.

We are happy to help assess your coverage to make sure that your employees are safe both at home and abroad.

How Can I Keep Track Of My Business Travellers?

Some of the leading insurers offer technology solutions as part of their policy. These systems have been developed to help employers better fulfil their duty of care to their travelling employees by:

Using online dashboards that monitor travel disruptions in real-time. HR and risk managers are able to track and locate their travelling employees when disruptions occur
Alerting employees of disruptions/incidents through push notifications and SMS so that they stay safe and secure
Equipping travelling employees in affected areas to access 24/7 emergency assistance at a touch of a button via an app

Travelers can be better prepared for their trips by learning about health and safety risks at their destinations. They will be able to take precautions such as vaccinations in advance and be informed regarding high crime areas to avoid.

How Do I Get Group Travel Business Insurance?

Requirements for group travel business insurances varies across companies. With our experience and extensive network, you’ll be able to procure a comprehensive plan that works best for your business.

Frequently Asked Questions About Group Travel Insurance

Why do I need group business travel insurance for my company?

Travelling is an essential part of doing business nowadays, but lost passports, missing cash, or accidents can turn a simple trip into a stressful experience. Add in language barriers and the unfamiliarity of being in a brand-new country, and the frustration can quickly overflow into what feels like an unmanageable disaster. Group business travel insurance can help you ensure Care of Duty to your employees and protect them from costly financial losses regardless of where they may be in the world.

What does group travel insurance cover?

Common inclusions in a group business travel policy are trip cancellation expenses, travel and baggage delays, loss of personal property and baggage, and loss of money and travel documents.

Where can I buy group travel insurance in Singapore?

Reach out to our Employee Benefits team at Expat Insurance Singapore and speak to one of our expert brokers to find out more about our group business travel insurance options today. We work with our extensive and international network of partners to ensure you can fully protect you and your employees while you are on the move.