Duty of Care is a legal obligation of employers to ensure the health, safety and well-being of their employees in the workplace and while traveling for business. The employment relationship automatically imposes a duty of care on the employer towards its employees. This duty extends to a reasonable duty of case owed when the employee carries out their work or performs functions in relation to work obligations. This duty can extend to situations where the employee is required to travel on work or is seconded overseas. Any breaches could result in civil claims and/or criminal liability.
Group travel insurance can protect your business interests in the event of an emergency and demonstrates good duty of care towards your travelling employees. If your team travel as part of their job, then it would be worth talking to us about getting group travel insurance to ensure your business and your employees are properly covered.
With the Group Business Travel Policy, companies and organisations are assured that they have fulfilled their role as a responsible employer who cares for their business travellers, ensuring that medical attention and travel assistance are well taken care of while aboard. The additional assurance of swift evacuation from a country where the medical facilities are inadequate to a medical centre of excellence also enables business travellers to travel with confidence.
Working with a broker on procuring group travel insurance means that our team can look at your existing suite of benefits and suggest the most suitable package to fill in any gaps in your teams group employee benefits plans.
A comprehensive, regionally appropriate travel insurance policy can be a cost-effective way to round out a robust suite of employee benefits. Used in conjunction with comprehensive group medical insurance and group personal accident insurance, your teams can travel globally knowing that they are well protected. Call us today and we can help you create a robust and comprehensive protection solution for your travelers.
Protects your business interests in the event of an emergency. Anything, from flying out a replacement colleague to reimbursement for cancellation expenses, can be covered. Business Travel generally offers on-the-spot emergency assistance 24 hours a day, 365 days a year, anywhere in the world. Whether it’s a minor glitch or a major emergency, the right insurance coverage offers total peace of mind.
Assistance services can make special arrangements to organise to airlift your personnel out of remote areas where proper medical care isn’t available.
Common inclusions in a group business travel insurance policy are:
These are just the basics and depending on your needs or what your other policies include, we can work with you to make sure that the coverage that your teams have when they travel is water tight. Drop us a line today and we can assess your coverage and make sure that your people are safe when they are both at home and away.
Some of the leading insurers offer technology solutions as part of their policy. These systems have been developed to help employers better fulfil their duty of care obligations to their travelling employees by:
Travelers can also be better prepared for their trips by learning the health and safety risks of their destinations. Enabling them to take travel precautions in advance such as vaccinations and high crime areas to avoid.
Drop us a line today and our team can help negotiate these solutions as part of your business travel insurance coverage
Reach out to our team today and we will happily help you and your people get sorted with the right group business travel protection benefits.
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