Business-Travel

Group Business Travel Insurance

Travelling is often essential to Singapore based businesses. But it can become a stressful and expensive affair if things don’t go as planned. The right business travel solution can protect your business and employees wherever work takes them. For peace of mind on the move, this insurance covers employees for a wide range of incidents – from lost passports and cash to major accidents.

Accidents or illnesses that happen to key staff members while representing your interests abroad, or even a family crisis back on the home front can also distract them from the objectives of their business trip. Call us today and we can work with our international network of insurance providers to come up with the best group travel insurance plans to protect your people while they are on the move.

Why does my company need group business travel insurance?

Duty of Care is a legal obligation of employers to ensure the health, safety and well-being of their employees in the workplace and while traveling for business. The employment relationship automatically imposes a duty of care on the employer towards its employees. This duty extends to a reasonable duty of case owed when the employee carries out their work or performs functions in relation to work obligations. This duty can extend to situations where the employee is required to travel on work or is seconded overseas. Any breaches could result in civil claims and/or criminal liability.

Group travel insurance can protect your business interests in the event of an emergency and demonstrates good duty of care towards your travelling employees. If your team travel as part of their job, then it would be worth talking to us about getting group travel insurance to ensure your business and your employees are properly covered.

What are the benefits of getting a group business travel insurance policy?

With the Group Business Travel Policy, companies and organisations are assured that they have fulfilled their role as a responsible employer who cares for their business travellers, ensuring that medical attention and travel assistance are well taken care of while aboard. The additional assurance of swift evacuation from a country where the medical facilities are inadequate to a medical centre of excellence also enables business travellers to travel with confidence.

Working with a broker on procuring group travel insurance means that our team can look at your existing suite of benefits and suggest the most suitable package to fill in any gaps in your teams group employee benefits plans. 

A comprehensive, regionally appropriate travel insurance policy can be a cost-effective way to round out a robust suite of employee benefits. Used in conjunction with comprehensive group medical insurance and group personal accident insurance, your teams can travel globally knowing that they are well protected. Call us today and we can help you create a robust and comprehensive protection solution for your travelers. 

What is covered under a group business travel insurance?

Protects your business interests in the event of an emergency. Anything, from flying out a replacement colleague to reimbursement for cancellation expenses, can be covered. Business Travel generally offers on-the-spot emergency assistance 24 hours a day, 365 days a year, anywhere in the world. Whether it’s a minor glitch or a major emergency, the right insurance coverage offers total peace of mind. 

Assistance services can make special arrangements to organise to airlift your personnel out of remote areas where proper medical care isn’t available.

Common inclusions in a group business travel insurance policy are:

  • Accidental Death, Permanent Disability and Accidental Burns
  • Emergency Medical Evacuation and Repatriation 
  • Trip cancellation, curtailment and rearrangement expenses
  • Travel and Baggage delay
  • Staff Replacement Expenses
  • Loss of personal property and Baggage
  • Loss of money and travel documents
  • Personal Liability and many more benefits

These are just the basics and depending on your needs or what your other policies include, we can work with you to make sure that the coverage that your teams have when they travel is water tight. Drop us a line today and we can assess your coverage and make sure that your people are safe when they are both at home and away.

How can I keep track of my business travelers?

Some of the leading insurers offer technology solutions as part of their policy. These systems have been developed to help employers better fulfil their duty of care obligations to their travelling employees by:

  • Using an online dashboards that monitors travel disruptions in real-time, HR and risk managers are able to track and locate their travelling employees when the disruptions occur
  • Alerting them of the disruptions/incidents through push notifications and SMS so that they stay safe and secure.
  • Once notified, travelling employees in the affected areas are able to access 24/7 emergency assistance at a touch of a button via an app.

Travelers can also be better prepared for their trips by learning the health and safety risks of their destinations. Enabling them to take travel precautions in advance such as vaccinations and high crime areas to avoid.

Drop us a line today and our team can help negotiate these solutions as part of your business travel insurance coverage

How do I get group travel insurance?

  • Get in touch with our corporate solutions team and one of our employee benefits professionals will contact you within one working day.
  • We will organise a time and place with you and your team and we will meet you there to discuss what your needs and expectations are when it comes to group travel insurance.
  • Our teams will take this information as well as any existing policies that you have. We will then use our network of international insurance providers to come up with the most suitable group travel plan for you and your business.
  • If you are happy with all of this, we will use our award-winning brokerage team to service your people and make sure that you are getting the best benefits at the best price, year on year.

Reach out to our team today and we will happily help you and your people get sorted with the right group business travel protection benefits.

DO YOU TRAVEL A LOT WITH WORK?

Do you and your team travel a lot with work? Call us today on +65 6439 8026 or leave your details below for some group travel insurance.

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