expatinsurance.com.sg

Group-Medical

Attracting and retaining top talent in Singapore is not easy. Not only are they demanding better salaries, but talented professionals are also looking for employers who care for their health and well-being by providing a comprehensive employee benefits proposition. These globally mobile professionals are looking for high-quality healthcare protection and proactive wellness benefits, with particular support in the area of mental health and well-being. Does this sound familiar? At Expat Insurance, we understand the challenges that you face as an HR professional when playing a balancing act between offering a competitive employee benefits program that includes high-quality group health insurance and managing the budget set by the business. If you would like to ask us any questions about Group Medical Insurance for your employees in Singapore, let us know, and one of our team will be in touch within one working day.

Our vision at Expat Insurance is to help create “Well Protected and Healthier Mobile Professionals”. Our people-focused, award-winning services offer a consultative approach to employee benefits brokerage that draws on our extensive experience advising employers of diverse and agile workforces. We help educate you on how the group medical insurance market works in Singapore and globally. We give you meaningful insights that allow you to make the right decisions for your business and we empower our team to provide you with exceptional client service. 

We dare to be different, and our corporate solutions team will help you navigate the employee benefit procurement process according to a five-step process that we call “The Benefits Blueprint”. We sit down with you to understand your benefits philosophy, design a group health plan that is specific to your organisation’s needs and ensure it provides attractive coverage for your employees. Call us today and let us help you get started on tailoring a unique employee benefits value proposition for your business. 

Group Medical Insurance

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Why does my company need to offer group medical insurance in Singapore?

Not only does a good group medical plan help attract top talent to your business, but it also provides them with vital protection. Singapore healthcare has one of the most expensive healthcare systems in the world. While Singapore Citizens and Permanent Residents have the basic safety net of MediShield Life to cover large hospital bills, without high-quality insurance foreign nationals working in Singapore are exposed to the full cost of treatment. A seemingly straightforward repair of a broken collarbone could cost more than S$26,000 in hospital bills, and this doesn’t include rehabilitation to get the employee back to work. Without the right cover, standard inpatient procedures can end up being a significant financial commitment for your team members. By offering comprehensive group medical insurance as part of your employee benefits scheme, you are making it clear to your current and future teams that you prioritise their health and financial security. If you would like to discuss this further, leave your details here, and one of our team will get in contact to help you out.

What should be included in your Group Medical Insurance?

We recommend that you make these as extensive as possible by including:

  • Inpatient Coverage
    • With sufficient limits to cover a Private or Semi-Private room as well as surgical procedures and treatment of chronic diseases such as Cancer and Kidney Dialysis
  • Outpatient Coverage
    • Covering GP and Specialist consultations as well as prescription medications
    • Physiotherapy and Psychiatric benefits are increasingly in demand
  • International Emergency Services
  • Wellness benefits to include preventative care such as health screenings
  • Additional benefits such as Maternity, Dental and Vision

You can tailor these to suit your workforce and our team will guide you through the process every step of the way. Call our team today if you have any questions about what needs to be included in your group medical plans.

What are the benefits of an international group medical plan for employees?

  • These plans provide worldwide coverage allowing your agile team to access top quality medical care wherever they may be working, meaning that they don’t have to wait to return from a business trip to seek medical attention. This benefit could be enticing to potential employees, especially when you need them to travel frequently.  
  • It is easier for your employees to understand what they are covered for. Benefits that are defined by hospital room type and access to direct billing means employees can focus on their health, not their final bill.
  • Value-add services like Employee Assistance Programs, Second Medical Opinion services and technology-enabled solutions like tele medicine provide for more holistic solutions.
  • Bundling all these employee benefits together makes the result far more cost effective.

These plans will be able to be used in conjunction with comprehensive group travel insurance policies to provide well rounded, holistic protection for your people wherever they are working with your organization. Arrange a time to talk with our team about these employee benefits further.

What happens next?

  • Leave your details here and one of our employee benefits experts will get back to you within one working day
  • We will organize a time and a place to meet that’s convenient for you and your HR team. We will discuss your priorities, needs and any current challenges.
  • We’ll take all of your info and using our knowledge of over 30 international insurance providers globally, we’ll put together a bespoke insurance package tailored specifically to your organization.
  • Naturally, you are going to love what we show you and we will spend the next 12 months and beyond providing a top-notch brokerage service to your company. We will act as a conduit between the insurance provider and your people and we will be available to help with any inquiry that you may have, big or small.

We feel that there is no price that you can put on making your employees feel safe and valued. Get in touch with the corporate solutions team today and we can start talking about how you can find the best group medical insurance for your employees.

DO YOU NEED HELP ATTRACTING TOP TALENT TO YOUR BUSINESS?

Call our employee benefits team today on +65 6439 8026 below to discuss ways that we can help you take better care of your most important asset; your people.

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