Group Medical Insurance in Singapore

Attracting and retaining top talent in Singapore is not easy. Not only are highly skilled professionals demanding better salaries, they are seeking out employers committed to ensuring employee well-being with comprehensive benefits proposition, among other incentives like group medical insurance in Singapore.

Globally mobile professionals are looking for quality company or group health insurance for protection as well as proactive benefits in the form of wellness programs or mental health support for overall well-being. Is this a familiar occurrence for your firm?

As an advisory providing brokerage services for global professionals, we understand the challenges you face as an HR professional. Between offering a competitive employee benefits program that includes a well-rounded group insurance plan in Singapore and managing the firm’s budget, it can often turn into a balancing act.

If you would like to ask us any questions about the Group Medical Insurance for your employees in Singaporecontact us, and one of our team members will be in touch shortly.

Our vision is to create “Well Protected and Healthier Mobile Professionals”. Our people-focused, award-winning services offer a consultative approach to employee benefits brokerage and medical benefits for employees in Singapore - drawing on our extensive experience advising employers from diverse and agile workforces.

We educate employers on how the group medical insurance market works in Singapore and globally. Our meaningful insights allow you to make the right decisions for your business and we are committed to empowering our team to provide you with exceptional client service.

We dare to be different, and our corporate solutions team will help you navigate the employee benefit procurement process according to a five-step process that we call “The Benefits Blueprint”. We sit down with you to understand your benefits philosophy, design a group health insurance that is specific to your organisation’s needs and ensure it provides attractive coverage for your employees. Call us today and let us help you get started on tailoring a unique employee benefits value proposition for your business.

Why Does My Company Need To Offer Group Medical Insurance In Singapore?

Not only does a good group medical insurance policy help attract top talent to your business, it also provides them with vital protection in Singapore, where medical costs can run high.

Singapore has one of the most expensive healthcare systems in the world. While Singapore Citizens and Permanent Residents have the basic safety net of MediShield Life to cover large hospital bills, without high-quality group health insurance, expats working in Singapore are exposed to the full cost of treatment. A seemingly straightforward repair of a broken collarbone could cost more than S$26,000 in hospital bills, and this doesn’t include rehabilitation to get the employee back to work. Without the right cover, standard inpatient procedures can end up becoming a significant financial commitment for your team members. By offering comprehensive group medical insurance as part of your employee benefits scheme in Singapore, you are making it clear to your current and future teams that you prioritise their health and financial security. If you would like to discuss this further, leave your details in our online enquiry form and one of our team members will get in contact to help you out.

What Should Be Included In The Group Medical Insurance For Coverage in Singapore?

We recommend that you make the group health insurance as extensive as possible by including:

  • Inpatient Coverage

- With sufficient limits to cover a Private or Semi-Private room as well as surgical procedures and treatment of chronic diseases such as Cancer and Kidney Dialysis

  • Outpatient Coverage

- Covering GP and Specialist consultations as well as prescription medications

- Physiotherapy and Psychiatric benefits are increasingly in demand

  • International Emergency Services
  • Wellness benefits to include preventative care such as health screenings
  • Additional benefits such as Maternity, Dental and Vision

You can tailor these elements in the group insurance package you have picked to suit your team’s needs in Singapore. Our team will guide you through the process every step of the way. Call our team today if you have any questions about what needs to be included in your group health insurance policies.

What Are The Benefits Of International Group Health Insurance?

  • These plans provide worldwide coverage allowing your agile team to access top quality medical care wherever they may be working, meaning that they don’t have to wait to return from a business trip to seek medical attention. Including this benefit could be enticing to potential employees, especially when you need them to travel frequently.
  • It is easier for your employees to understand what they are covered for under the group health insurance. Benefits that are defined by hospital room type and access to direct billing means employees can focus on their health, not their final bill.
  • Value-add services like Employee Assistance Programs, Second Medical Opinion services and  technology-enabled solutions like tele medicine provide for more holistic solutions.
  • Bundling all these employee benefits together makes the result far more cost effective.

These plans will be able to be used in conjunction with comprehensive group travel insurance policies to provide well rounded, holistic protection for your people wherever they are working with your organization. Interested in setting it up? Arrange a time to talk with our team about these employee benefits further.

How Can I Set Up A Comprehensive Group Health Insurance For My Team?

Secure your medical benefits for your employees by entrusting us with the process. Fill in our online form and our team will get back to you within a day. We’ll work together with you to prioritise needs and resolve challenges. Having worked with some of the biggest brands, our award-winning brokerage is capable of acquiring the best possible group health insurance for your business. Acting as a conduit between the insurance provider and your people, expect nothing less than top-notch service from us. Keeping your employees safe and valued is priceless.

Frequently Asked Question About Group Medical Insurance

How does group medical insurance work?

Group medical insurance is a plan that covers a group of individuals. For instance, both small and large businesses can purchase group medical insurance to cover for their employees’ health in a single package. The coverage may include dental, hospitalisation and surgical procedures.

Which is the best group medical insurance?

The best group medical insurance is one that meets the needs of both the business and the employees. Every business has different needs and budget so no off-the-shelf medical insurance package will be an automatic fit. The best solution is to have an expert listen carefully to your needs and then select the best customised options based on their recommendations.

Where to buy group medical insurance in Singapore?

If you are looking to purchase group medical insurance for your employees in Singapore, you may get in touch with our team of brokers, who will connect you with a suitable provider from a large network of insurers. Did you know that the cost is the same whether you reach out to insurers directly or via Expat Insurance? By using Expat Insurance you will also get personalised service, help with claims interventions, and quicker responses.


Call our employee benefits team today on +65 6439 8026 below to discuss ways that we can help you take better care of your most important asset; your people.


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