FLEXIBLE BENEFITS
Expat Insurance has partnered with IHP (Fullerton Health) to bring you the Expat Insurance Flex Benefits Platform that allows you to provide your employees the flexibility in setting their own benefit design.
UNDERSTANDING WHAT FLEXIBLE BENEFITS ARE
Flexible Benefits, or Flex Benefits, are becoming increasingly more popular with employers and employees.
A Flex Benefits plan creates a win-win situation by empowering an employee to customize the benefits to their individual needs while the employer has better control over the cost of providing the plan to their employees.
THE RANGE OF BENEFITS CAN INCLUDE
- HEALTH INSURANCE
- DENTAL COVER
- OPTICAL COVER
- ADDITIONAL LIFE
- CRITICAL ILLNESS
- And much, much more.
With a robust Flex Benefits plan employees have the ability to design their own benefits package. Let’s face it, the needs of a single 20 year old employee differ greatly from the needs of a 45 year-old parent of two. Greater flexibility leads to greater job satisfaction and lower staff turnover.
HEALTH INSURANCE
DENTAL COVER
OPTICAL COVER
ADDITIONAL LIFE
CRITICAL ILLNESS
And much, much more.
FRIENDLY & CONVENIENT USER PLATFORM
Our App and Portal are part of a user–friendly platform which employees access to manage their flex benefits enrolment and benefit selection.
FLEX ENROLLMENT AND BENEFITS MANAGEMENT
The Expat Insurance Flex Benefits platform allows employees to select their benefit preferences, choose their language of choice, access their Medical e-Card, locate their closest panel providers, connect to a virtual clinic for a medical consultation and view their flex entitlement tables.
The App and portal make the enrolment process easy and accessible for all employees.
WHAT HAPPENS IF MY PERSONAL SITUATION CHANGES AFTER I'VE SELECTED MY BENEFIT LEVEL?
What happens if you get married, or become a parent, or going through other life events? One thing for sure is the fact that people’s circumstances change.
That’s not a problem, you are not locked in. Member has the opportunity to review their benefits and change them to better reflect their new circumstances on a yearly basis.
We know that the Expat Insurance Flex Benefits platform allows greater flexibility and control for the employees, but what about employers?
SEAMLESS JOURNEY FOR EMPLOYEE AND HR
We know that the Expat Insurance Flex Benefits platform allows greater flexibility and control for the employees, but what about employers?
Employers have greater control over their budgets and know the unit cost of every employee. As an outcome of cost containment, HR could better utilize the budget in other area.
With a Flex Benefits platform HR now has greater flexibility to “dial-up” the medical contribution when negotiating an employment contract with a potential employee. You can increase the benefit without having to change the benefit plan.
DO YOU NEED HELP WITH FLEXIBLE BENEFITS?
Give us a call on +65 6439 8026 or fill out the form below and we will get back to you as quickly as we can!