Directors and Officers Insurance


What is directors and officers insurance? 

In short, as advised in our blog 9 Types of Insurance Small Businesses Should Have Directors and Officers Insurance (D & O Insurance) protects the personal liability of the head of a company against alleged misconduct when acting in their role as a key decision maker while running a company. If you are looking at starting a small business in Singapore or if you already own a business and you are interested in finding out more about Director and Officers Insurance, leave your details here and one of our team will get in touch. Directors and Officers (D & O) Insurance offers cover and protection for executive directors and officers or, more generally corporate officers – basically anyone that is put in charge of making decisions. This cover can protect them from any claims or investigations made against them and their decisions that are carried out while they perform their role as a director and officers. These policies protect the personal liability of these individuals and all past, present and future directors are covered by this policy as well. If you need further clarification on this (or just want to skip the reading!), leave your details here and one of our business insurance experts will get in touch to talk to you about what this means for you and your company. 

Operating a business out of Singapore will increasingly mean that your company may operate with partners internationally. When your company is conducting business outside of Singapore, this means that your business is subject to a different set of rules and laws that apply to that particular jurisdiction. If your company goes global (which is very easy to do here), D & O Insurance can help you by making sure that any business decisions made which affect your dealings in a country that is not Singapore is protected also. Give us a call and one of our business insurance experts can help guide you through what this means for you. 

What’s the most common D & O risks? 

To give you a clearer idea about what is covered, here are a few of the more common D & O claims: 

  • Negligence of duties such as failure to file reports, or embezzlement of funds 
  • Improper management of company finances 
  • Failure to comply with workplace laws such as Wrongful Dismissal or discrimination  
  • Theft of intellectual property 
  • Employment or HR issues that apply to the person only

Send us an email if you wish to discuss any of this further. 

What happens next? 

  • After you have let us know that you are interested in D & O Insurance, one of our team will get back to you within 1 working day. 
  • We will set up a meeting with you to discuss your business.
  • Our team will take this information and use our global network of industry relationships to put together the best protection for your individual needs. We believe that you deserve choice, so we will present a few options to you that we feel will be the best fit. 
  • Once you have decided which coverage is the best for you, we will sign you on to a policy and we will use our award-winning brokerage services to see that you continue to receive the best care available on the market. 
  • Want to get started? Call us today. Our team are looking forward to working with you. 


Do you have the right Directors and Officers cover for your business? Get in touch with our team today and we’ll help you and your business stay protected.