Directors and Officers (D&O) Insurance

What is Directors and Officers Insurance?

Directors and Officers insurance (D&O Insurance), in short, protects the personal liability of the head of a company against alleged misconduct when acting in their capacity as a key decision maker of a company.

Looking at starting a small business in Singapore or already own one? Find out more about our Directors and Officers insurance and its related costs by connecting with our team at Expat Insurance. This type of policy usually offers cover and protection for executive directors and officers or, more generally, corporate officers – anyone that is put in charge of making decisions. D&O insurance can protect them from any claims or investigations made against them as well as decisions that are carried out while they are acting as director or officer. All past, present and future directors are covered by this policy as well.

Operating a business in cosmopolitan Singapore increasingly mean that your company is likely to operate with international partners. A company conducting business outside of Singapore is one that is subject to a different set of rules and laws. When your company goes global, a D&O insurance can help you by making sure that any business decisions made abroad are protected as well. Give us a call at +65 6439 8026 to find out more about the different corporate insurances we offer and their associated costs. Our dedicated insurance experts will be happy to guide you.

What Are the Most Common D&O Risks?

Here are a few frequently encountered D&O claims:

  • Negligence of duties such as failure to file reports, or embezzlement of funds 
  • Improper management of company finances 
  • Failure to comply with workplace laws such as Wrongful Dismissal or discrimination  
  • Theft of intellectual property 
  • Employment or HR issues that apply to the person only

Need a more thorough discussion? Send us an email today.

Next Steps

Interested in mapping out your Directors and Officers (D&O) insurance with us? Indicate interest in our online form today and allow our team to get back to you within a day. With our network of leading insurance providers in Singapore and beyond, you’ll be able to get some of the best policies and services out there.


Do you have the right Directors and Officers cover for your business? Get in touch with our team today and we’ll help you and your business stay protected.


We'd love to hear from you!
Leave your contact details below with a
little note telling us how we can help you.

We've got you covered!

Corporate enquiries:
+65 6439 8026
[email protected]

Individual enquiries:
+65 6401 9201
+65 3110 3220
[email protected]