Dental care is one of the most expensive forms of healthcare. Often overlooked, dental care costs are usually not extensively covered in basic health insurance plans in Singapore and in many other countries. However, it pays to look into covering your dental needs with a comprehensive insurance plan so that you are not left facing big medical bills when you have to go for a dental surgery or treatment.
Our experts can give you advice and recommendations on dental surgery insurance schemes available in Singapore that are tailored to meet your needs.
Generally, your Medical Insurance will cover you for emergency dental surgery and treatment for the damage to your sound and natural teeth caused by accidents. This includes the common slip, trip and fall accidents but not damage to your teeth due to eating or chewing. Give us a call at any time to clarify what this means for you.
Dental Insurance generally does not come as a standalone policy in Singapore, but instead is offered as an add-on to your main medical insurance. In most cases, your medical insurance plans will cover you for emergency dental treatment if there is damage to your natural teeth due to an accident. This includes the common slip, trip and fall accidents excluding damages incurred due to eating or chewing accidents.
If you have any questions about the coverage included in the dental insurance plans available in Singapore, contact us for a clarification.
Additionally, you can also enhance your Medical Insurance to include coverage for dental services such as routine oral examinations, scaling & polishing. Dental treatments or procedures that are more complex such as extractions, root canals, fillings, implants, crowning and orthodontics (braces) among many others can also be covered depending on the level of dental insurance that you have taken up in Singapore.
Just as you would schedule regular medical check-ups, doing the same for your dental health can be monumental in helping you create a healthy lifestyle and self. Even when your dental health is in good shape, buying insurance available in Singapore for it will protect you from incurring sudden expenses in the event of a need for surgery or extensive treatment, effectively helping you safeguard your finances in the long term. For expats living and working here, dental insurance is just as important as medical.
Unsure on how to navigate the process of buying the right dental insurance plan for your needs out of the numerous options on the market here in Singapore? Contact our team today for a discussion.
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If you are looking to keep the cost of your dental down, talk to one of our experts today on +65 6401 9201 or enter your details below and will contact you to help you find the right cover.