dental insurance

Dental Insurance

Highlights of an Dental insurance Plan

  • Offered as an additional benefit on your medical insurance plans
  • Includes coverage not just for routine cleaning, but also for dental surgery and even orthodontics
  • Coverage limits can go as high as $8,000/year
  • Waiting period ranging from 3 – 9 months may be imposed

Generally, your Medical Insurance will cover you for emergency dental treatment for the damage to your sound and natural teeth caused by accidents. This includes the common slip, trip and fall accidents but not damage to your teeth due to eating or chewing. Give us a call at any time to clarify what this means for you.

About Dental Insurance

Dental Insurance generally does not come as a standalone policy, but instead is an add-on to your main medical insurance.
Your Medical Insurance will cover you for emergency dental treatment for the damage to your sound and natural teeth caused by accidents. This includes the common slip, trip and fall accidents but not damage to your teeth due to eating or chewing. Drop us a line if you are curious about your current plan.

Additionally, you can also enhance your Medical Insurance to include coverage for dental services such as routine oral examinations, scaling & polishing. Certain complicated procedures like extraction, root canal, fillings, implants, crowns, orthodontics (braces) etc. can also be covered depending on the level of dental insurance that you have. Ask us any questions whenever you like about anything that is unclear.

FAQs

I have outpatient benefits on my Medical policy. Will my Dental insurance also cover an outpatient procedure?

Yes, only if it is for emergency dental treatment caused by accidents. You will require an add-on dental insurance to be covered for routine and complicated dental procedures. Get in touch if you would like to add on dental insurance.

Is there a limit to the amount of dental treatment I can claim for?

Most insurers have a capped limit. Depending on the insurance provider and the dental treatment required, coverage can range from $250 to $8000. Some plans will also require you to co-pay some of your dental expenses. Talk to us to find out about your capped limit

Can I utilize the dental Insurance as soon as I have a policy?

It will depend on the insurance provider that you select and the type of dental treatment that you are getting. For routine dental checks, some insurers allow you to use the benefit immediately but some will impose a waiting period varying from 3 to 9 months before you are eligible for the dental benefits. For more complicated procedures like orthodontics, the waiting period can go up to 2 years. Check with us to see what applies to you.

Is Taking Care Of Your Teeth A Top Priority?

If you are looking to keep the cost of your dental down, talk to one of our experts today on +65 6401 9201 or enter your details below and will contact you to help you find the right cover.

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