Expat Insurance

Expat Insurance is Singapore’s premier Insurance Broker for expats

critical illness

CRITICAL ILLNESS INSURANCE

Highlights include:

  1. Guaranteed lump sum payout
  2. 36 Critical Illnesses covered
  3. Early stage Cancer cover available
  4. Option to purchase multi claim policy

Critical illness insurance provides the financial security you need in the event you become seriously ill.

While Term Life Insurance and Whole Life Insurance policies cover you in the event that you die unexpectedly, or suffer permanent disability, most life insurance plans do not automatically cover you in the case of critical illness Critical illness can be bought as a standalone policy or as a rider in conjunction with a Term Life Policy. Critical illness insurance needs to be purchased by individuals in conjunction with a Whole Life Insurance or Term Insurance policy. If you already have a Life Insurance policy here in Singapore, call us today to speak about Critical Illness cover.

How does Critical Illness protection work?

Critical Illness insurance pays a lump sum either when you are first diagnosed with a critical illness (as defined the policy), or after having a type of surgery covered by the policy. The payout from the policy money is tax free and can be used in any way you like. When you take out a policy you can decide how long the term of your coverage (policy) will be and the sum assured. If you have any questions, let us know and our Life Insurance expert will answer any questions that you have. Everybody is different and at Expat Insurance, we’ll work with you to design a plan that suits your circumstances.

The types of critical illnesses covered vary from one insurer to another. But most major illnesses and types of surgery are covered by almost all policies.

These include:

  • Major cancers
  • Heart attack
  • Coronary artery bypass surgery
  • Stroke and kidney failure
  • Parkinson’s Disease
  • Major Head Trauma

How much does it cost?

The cost of Critical Illness coverage will depend on your age and medical history. Speak to us today and our dedicated Life Insurance consultant will work with you directly to tailor a critical illness insurance package that is relevant to you.

Treatment and lifestyle costs are expensive here in Singapore, so start having a conversation about how much it will cost you and your family if the breadwinner is unable to work while they are having treatment and recovering is a very worthwhile chat to have. If you have any further questions about this, leave your details here and we would be happy to get back to you.

Get A Free Quote for Critical Illness Cover

If you are unsure as to what will happen if your family’s main source of incomes fall sick, give us a call on +65 6439 8029. You can also leave your details below and we will get tin touch as soon as possible.

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