Critical Illness Insurance

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Critical Illness Insurance is necessary for everyone, including expatriates living in Singapore. You may consider yourself to be a healthy individual with little to worry about but acquiring a critical illness insurance cover can ensure that your loved ones are protected from the financial impact of your sudden ailment or death. The rationale behind attaining a critical illness insurance that safeguards you and your loved ones sits solely on the unexpected and unpredictable aspects of how major diseases and illnesses are contracted or progress. Heart disease, heart attacks, cancer and kidney failures are all considered to be a type of critical illness that can rack up a staggering medical bill without the right insurance plan in place.

Highlights include:

  1. Guaranteed lump sum payout
  2. 36 Critical Illnesses covered
  3. Early stage Cancer cover available
  4. Option to purchase multi claim policy

Critical illness insurance provides the financial security you need in the event you become seriously ill.

Most insurance plans do not automatically cover you in the case of a critical illness. Critical illness insurance can be bought as a standalone policy or as a rider in conjunction with other insurance plans. Call us today to speak about acquiring a Critical Illness insurance cover.

How Does A Critical Illness Insurance Protection Scheme Work?

Critical Illness Insurance schemes pay a lump sum either when you are first diagnosed with a critical illness (as defined by the policy), or after having a type of surgery covered by the policy. The payout from the policy money is tax free and can be used in any way you prefer to. When you take up a critical illness insurance policy, you can decide how long the term of your policy coverage will be and the sum assured.

If you have any questions, contact us for a discussion and our team will answer any questions that you have. We understand that everybody has different needs hence, at Expat Insurance, we’ll work with you to design a critical illness insurance that suits your circumstances.

The types of critical illnesses covered vary from one insurer to another. But most major illnesses and types of surgery are covered by almost all policies.

The critical illness insurance will include major ailments such as:

  • Major cancers
  • Heart attack
  • Coronary artery bypass surgery
  • Stroke and kidney failure
  • Parkinson’s Disease
  • Major Head Trauma

How Much Will The Plan Cost Me?

Depending on your age and medical history, the costs of taking up a critical illness insurance will vary. Speak to us today and our dedicated consultants will work with you directly to tailor a critical illness insurance package relevant to your needs.

Insure Your Loved Ones When You Buy A Critical Illness Insurance Cover

Seeking medical treatment is expensive in Singapore. Having a conversation about the potential costs you and your family could incur in the event of a critical illness is necessary to prevent a major hurdle in the future. Planning for the future and putting in the required insurance needs early can protect you and your loved ones in the event of major illnesses or death.

Have questions? Leave your details and enquiries here and we will be happy to get back to you.

Get A Free Quote for Critical Illness Cover

If you are unsure as to what will happen if your family’s main source of incomes fall sick, give us a call on +65 6439 8029. You can also leave your details below and we will get tin touch as soon as possible.