Well protected and healthier global professionals
To provide our clients the best health & protection advice, solutions and services
To be recognized by our clients as their trusted Insurance Advisor
ABOUT EXPAT INSURANCE
Expat Insurance is an insurance broker specializing in advising and providing individual and corporate insurance solutions to a growing demand in the Singaporean market for coverage and protection across medical, general and personal lines.
Established in Singapore since 2009, is a subsidiary of the DIOT-Siaci Group, a leading French International Broker operating in 72 cities around Europe, Africa, The Middle East and Asia with an estimated turnover of over €700 million.
As well as individual insurance, we provide Employee Benefits and Property & Casualty solutions to some of the most recognised brands and largest companies in Singapore.
We now have a well-established, experienced and specialized team of brokers who bring a blend of local and international knowledge, providing both local and global solutions and advice. A multi-lingual team of over 35 people, of which more than 25 are specialist brokers, are located here in Singapore in the heart of the city and serving over 2,500 individuals and companies.
We are licensed and fully compliant with the MAS (Monetary Authority of Singapore).
The story of Expat Insurance is a modern-day Singapore success story.
In 2009, our Founder, Danielle Warner identified a gap in the Singapore insurance landscape, there was a need for an insurance provider that offered specialist advice to the ever-growing number of expats moving to Singapore to work.
She registered the company Expat Insurance, with ACRA and took up an agency with AXA. The company and her brand were an immediate success.
As the insurance landscape evolved here in Singapore and more and more products became available, Danielle knew she could not be restricted by a narrow product range and needed to be able to offer a broader range of products and benefits.
While the majority of our clients were initially employees of companies based in Singapore, we have seen an increasing number of small business owners turning to Expat Insurance for their insurance needs. As these small businesses have grown into larger enterprises, our clients have looked to us to provide a wider range of products and services to meet their evolving needs.
In 2013 MAS approved the registration of Expat Insurance as a Direct Insurance Broker. This enabled us to solve the Employee Benefits and general Insurance needs of our clients’ businesses. This was the beginning of the transformation of the company from an insurance agent to a Corporate Broker. We were then able to offer a full suite of corporate insurance packages.
In 2016, we registered as an Exempt Financial Advisor, which allowed us to distribute life insurance, disability and critical illness policies to our growing base of private clients. Now, Expat Insurance has a full range of individual and corporate insurance products and packages available for our ever-growing private and corporate client base.
... & NOW
As Expat Insurance’s presence became more and more dominant in the Singapore landscape, it came to the attention of MSH International, a global medical insurance provider. MSH International was wholly owned by Siaci Global Partners, a French-based company and one of the largest general insurance brokers on the continent.
Both Siaci and MSH were looking for opportunities to expand their footprint into Asia, and with an existing joint-venture operation in China, Singapore was the logical next step in their expansion plans.
In 2016 MSH International took a part-ownership of Expat Insurance which it then converted to full ownership on 1 January 2019.
In 2021 Siaci Global Partners and the DIOT Group merged. Two French powerhouses in the global insurance market came together to form The DIOT-SIACI Group, becoming one of the largest unlisted broking houses in the world.
The DIOT-SIACI Group is now the largest broker in continental Europe, with operations in over 160 countries.
PART OF A GLOBAL NETWORK
This merger is great news for Expat Insurance and Singapore. Whilst many of our contemporaries contracted during the pandemic in 2020 and 2021, we grew and flourished.
The ‘creation’ of the DIOT-SIACI Group and the ultimate end of the pandemic means that we now have the resources and support to accelerate its transformation into a major player in the Singapore broking landscape.
During the pandemic, we grew our staff numbers and onboarded product and subject specialists in both Employee Benefits and Property & Casualty, sourcing some of these specialists from our parent company in Paris.
While we may not be classified as a first-tier broker, our commitment to providing exceptional service and expertise is unparalleled. Our clients appreciate the personal, flexible support we offer and feel that they are treated with care and attention rather than just being another number on a client roster.
We take pride in building strong, long-lasting relationships with our clients and go above and beyond to ensure they receive the best possible service and care.
Expat Insurance was founded by Danielle Warner. The company was incorporated and registered by ACRA in August of that year. We started as an AXA Agency to fill a void in the market and offer medical insurance and other GI products to Expats in Singapore.
Seeking to expand its product range to provide a more comprehensive suite of products to its clients, Expat Insurance is registered through MAS as a Direct Insurance Broker. It now starts to offer Employee Benefits and Commercial Business packages to its ever-growing corporate client base.
We are now registered as an Exempt Financial Advisor. We were only able to provide Group Term Life plans in the past, but now we can offer individual life, disability, and critical illness policies to our clients.
Siaci Global Partners, through its international medical insurance arm, MSH International takes a minority shareholding in Expat Insurance.
MSH International takes 100% ownership of Expat Insurance.
Siaci Global partner merge with thew DIOT Group to form the DIOT-SIACI GROUP, the world’s largest unlisted broking house